01 -
Heat olive oil in a dutch oven or large pot over medium heat. Add the apples and onion, then stir in the chili powder and cumin. Cook for 6-8 minutes, stirring occasionally, until apples and onions are soft. Transfer mixture to a plate and set aside.
02 -
Reduce heat to medium-low. Melt butter in the pot, then whisk in flour. Cook for 60 seconds to eliminate raw flour taste.
03 -
Gradually whisk in broth until mixture is smooth, then whisk in half & half. Simmer, whisking occasionally, until thickened (about 3-5 minutes).
04 -
Stir in chicken, beans, and the reserved apple/onion mixture until evenly combined.
05 -
If mixture is too thick, add extra broth to achieve desired consistency. Stir in cheese until completely melted. Season with salt and pepper to taste.
06 -
Ladle into bowls and serve with your favorite toppings.